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The PNB Credit Card can be used for all your requirements, be it shopping,eating out, holidaying, and fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned or on desire.
With us, money spent is money earned. For every Rs. 100 you spend, you earn 1 reward points. You can redeem these accumulated points for exciting offers from our exclusive rewards program.
Get up to 2 add-on cards for your spouse, parents, son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the PNB Global Credit Card.
In case your credit card gets lost, report it immediately to our 24-hour toll free call centre. After you do this, you carry limited liability on any fraudulent transactions on your card.
Accepted at over 3,80,000 merchant establishments & over 30,000 VISA ATMs across India and at over 29 million merchant establishments and over 1 million VISA ATMs around the world.
You can also pay your utility bill payments i.e. electricity bills, telephone / mobile bills, etc. through our credit card by logging on to www.visabillpay.in/pnb
As a Platinum card holder apart from all the facilities which are available to our other card holders, you are entitled to other privileges:
Additional incentives in shape of various mercantile offers.
Two points on every retail transaction of Rs.150/- made on Platinum card as against 2 points for retail purchase of Rs 200 on other cards.
In order to provide a superior level of convenience, Bank to provide year-end account summary statements to their Visa Platinum cardholders.
PNB’s “Wave n Pay”Credit Card has a chip and a radio frequency antenna embedded. When the Contactless Credit Card is tapped or waved against terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it. Account details are communicated to the reader and then processed through the secure Visa network in the usual way.
PNB’s “Wave n Pay” Credit Card never leaves the customer’s hand when a payment is made, so he/she is always in control. This gives added security to the card.
Anywhere that the Contactless payment PoS Machine is available, the card can be used to wave and pay. If a contactless PoS machine is not available, the Contactless card can still be used for swipe or dip transactions. If the PoS machine has a contactless symbol displayed on it, then it is enabled for contactless payments.
Customers need to touch the reader with the card or bring it close to the terminal screen (within 2cms)
There is no limit on the value of products a customer can purchase using the PNB’s Wave n Pay credit cards. However, for a total bill value of Rs. 5000 or less, the customer can simply wave the card and complete the transaction (No PIN/Signature is needed).For a total value of Rs. 5000 or more, customers are required to enter PIN as per RBI guidelines.
There is an overall limit of Rs. 6000/- per day which a customer can use without entering his PIN.
Purchases made in contactless mode will be displayed in the statement just like any other purchase made with a regular card.
The contactless technology works only when the card is waved at a maximum range of 2cms. Hence, even if the customer is at a small distance from the terminal, no accidental transaction can take place.
Plus the cashier must first enter the amount on the PoS machine before the card is tapped and payment is processed.
No. Even the card is tapped more than once at the terminal, the customer will only get billed only once for the purchase.
The customer will receive a charge-slip from the merchant, and also receive an SMS on his/her registered contact details once the transaction is successful.
The customer should contact our customer care or nearest branch to have the card blocked and request for a replacement card.
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